Downsizing guide
Selling Your House and Buying a Smaller Home
Coordinating two transactions is the hardest part of downsizing. These are the common ways homeowners handle the timing.
CHECK MY DOWNSIZING NUMBERSSell first
You know your exact proceeds and can buy with confidence, but may need a rent-back from the buyer or short-term housing.
Buy first
You move once and on your schedule, but need cash, a bridge loan or a home-equity line to cover the purchase before your sale closes.
Buy with a sale contingency
Your offer depends on selling your home. It lowers risk for you but can make your offer less competitive in a busy market.
Simultaneous closing
Both escrows close close together. It takes careful coordination between agents, lenders and escrow — exactly where a professional who handles both sides helps.
Examples are hypothetical illustrations, not appraisals or tax, legal or financial advice. Confirm tax questions with the County Assessor or a qualified professional. Last reviewed October 2026.
Want a personal review of your numbers?
Nataliya Abolfathi, REALTOR® with Keller Williams Pacific Estates, can review what your home could sell for and help you plan your move.