Downsizing guide
Long Beach: Condo or Smaller House?
Both are popular with downsizers. The right choice depends on how much upkeep you want, your budget for monthly dues and how you like to live.
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- Pros: little exterior maintenance, lock-and-leave travel, often walkable and amenities.
- Cons: monthly HOA dues and possible special assessments, shared walls, parking and pet rules.
Smaller house
- Pros: privacy, a yard or garden, no HOA in many cases, more control.
- Cons: you handle roof, landscaping and repairs; single-story homes can be in high demand.
Compare the full monthly cost
Add mortgage, property tax, insurance, HOA and a maintenance allowance for each option. A condo with high dues can cost more per month than a small house — run both in the calculator.
Examples are hypothetical illustrations, not appraisals or tax, legal or financial advice. Confirm tax questions with the County Assessor or a qualified professional. Last reviewed October 2026.
Want a personal review of your numbers?
Nataliya Abolfathi, REALTOR® with Keller Williams Pacific Estates, can review what your home could sell for and help you plan your move.